:root{
  --navy:#1B3D6E; --navy-deep:#13294C; --teal:#3BA8A8; --teal-deep:#2E8585;
  --cream:#FBF5E9; --cream-2:#F6EEDD; --card:#FFFFFF; --ink:#1E2D3B; --muted:#566472;
  --line:#E8DECB; --radius:20px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;overflow-x:hidden}
body{font-family:"Mulish",sans-serif;background:var(--cream);color:var(--ink);font-size:1.18rem;line-height:1.75;-webkit-font-smoothing:antialiased;overflow-x:hidden;width:100%;max-width:100%}
h1,h2,h3{font-family:"Fraunces",serif;color:var(--navy);line-height:1.15;letter-spacing:-.01em}
a{color:var(--teal-deep);text-decoration:underline;text-underline-offset:2px}
a:hover{color:var(--teal)}
.wrap{width:min(820px,92vw);margin:0 auto}

header.nav{position:sticky;top:0;z-index:50;background:rgba(251,245,233,.9);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:1.1rem 0;gap:1rem}
.logo{display:flex;align-items:center;gap:.7rem;padding:.2rem 0}
.logo-img{height:62px;width:auto;display:block}
.back{font-weight:800;font-size:1.02rem;text-decoration:none;color:var(--navy);display:inline-flex;align-items:center;gap:.5rem;min-height:48px;padding:0 1rem;border-radius:12px;background:rgba(59,168,168,.12)}
.back:hover{background:rgba(59,168,168,.2);color:var(--navy)}

main{padding:clamp(2.5rem,6vw,4.5rem) 0 clamp(3rem,7vw,5rem)}
.eyebrow{display:inline-block;font-weight:800;text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;color:var(--teal-deep);background:rgba(59,168,168,.12);padding:.5rem 1rem;border-radius:999px;margin-bottom:1rem}
h1{font-size:clamp(2.3rem,5vw,3.2rem);font-weight:600;margin-bottom:.6rem}
.updated{color:var(--muted);font-weight:600;font-size:1rem;margin-bottom:2.2rem}
.legal h2{font-size:clamp(1.45rem,3vw,1.9rem);font-weight:600;margin:2.4rem 0 .8rem}
.legal h3{font-size:1.2rem;font-weight:700;color:var(--ink);margin:1.4rem 0 .5rem}
.legal p{margin-bottom:1.1rem;color:var(--ink)}
.legal ul{margin:0 0 1.1rem 1.3rem;display:flex;flex-direction:column;gap:.5rem}
.legal li{color:var(--ink)}
.legal strong{color:var(--navy)}
.note{background:var(--cream-2);border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem 1.4rem;margin:1.5rem 0;font-size:1.04rem;color:var(--muted)}

.contact-cards{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem;margin:2rem 0}
.contact-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem;box-shadow:0 8px 24px -16px rgba(19,41,76,.4)}
.contact-card h3{font-family:"Fraunces";color:var(--navy);font-size:1.4rem;font-weight:600;margin-bottom:.4rem}
.contact-card p{color:var(--muted);margin-bottom:.8rem}
.contact-card a.email{font-weight:800;font-size:1.15rem;text-decoration:none;color:var(--teal-deep)}
@media(max-width:620px){.contact-cards{grid-template-columns:1fr}}

footer{background:var(--navy-deep);color:rgba(255,255,255,.8);padding:2.5rem 0;margin-top:2rem}
footer .wrap{display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;align-items:center;font-size:.95rem}
footer a{color:rgba(255,255,255,.85);text-decoration:none;font-weight:600}
footer a:hover{color:#fff}
.foot-nav{display:flex;gap:1.5rem;flex-wrap:wrap}